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Money and Tax in Plain Terms

Plain-language edition

A manual that explains how money, tax and accounts work in plain terms. It describes mechanisms and history only, and states no rates, thresholds, deadlines or filing requirements.

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Contents

Plain-language edition · nine chapters and a glossary

The chapters are ordered so that each one uses what came before: taxation as a system first, then the records that produce the figures, then the statements those records lead to. Reading straight through takes an evening; each chapter also stands on its own.

Taxation

  • What taxes are forThe four jobs a tax system is asked to do, and why they pull against each other.
  • The main families of taxClassifying taxes by what they are levied on: income, payroll, spending, property, transactions and transfers.
  • How taxation changedFrom tolls and tithes to income tax, withholding at source, value-added taxation and digital filing.
  • Tax years and filing cyclesWhy continuous activity is cut into periods, and how the yearly cycle repeats.

Keeping records

Reading accounts

  • Reading a set of accountsThe profit and loss account, the balance sheet and the cash flow statement, and how they tie together.
  • Checks and questionsMargins, working capital, reconciliation, and the questions a careful reader asks.

Reference

  • GlossaryEvery term used in the manual, defined in one line, with the chapter that works it through.
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